Contract Financing Loan Fund


BOC Capital’s Contract Financing can be an effective and affordable tool to meet your short-term capital needs for production and receivables. It is ideal for a small business with government contracts or private sector purchase orders.

Contract Financing is designed to assist minority-owned, woman-owned and small-scale contractors at a stage when a small business may not be able to access traditional commercial loans.

BOC Capital’s Contract Financing Loan Fund is an opportunity to help small businesses secure and deliver on construction contracts, service contracts and purchase-orders. BOC Capital offers loans to cover labor, materials, and equipment costs in order to mobilize on a project or bridge cash flow needs when waiting on payments.

BOC Capital’s unique services for the construction industry aim to improve the economic prospects of hard-working entrepreneurs who are often hindered by lack of access to capital and management support.

Short-term loans of up to-$250,000 are available to your contracts and purchase orders.

In Partnership with the NYC Department of Small Business Services, BOC Capital is offering loans of up to $500,000 with 3% APR to perform on New York City contracts.

If your business is working as a prime or subcontractor on a project with a City agency or the NYC Economic Development Corporation (NYCEDC), you may be eligible for this Contract Financing program.


*To be eligible for a loan, you must:

  • Have an operating business, AND
  • Be applying for financing as a prime or sub-contractor to use toward a contract with a City agency or NYCEDC